Industry Insights

We have all been there… your car stuck on the side of the road when you have places to be and people to see. Maybe you have a flat tire, or maybe it is something worse like a bad transmission.

We rarely, if ever, make predictions on markets. Our view is that there are enough people with those opinions, and who are mostly wrong.

On Saturday, September 22nd, we had our client appreciation picnic at Martin Snook Park. Leiter's catered a wonderful spread.

Withdraw rates may be excessive, not enough or just about right. One common question for retirees is: How much can we withdraw from our investments for living expenses throughout our retirement?

Every four years the Summer Olympics rolls around and it’s hard to believe that the Summer Games are upon us once again. It seems like just yesterday when Michael Phelps won a record eight gold medals in a single Olympics in Beijing.

We all dream of a long and healthy life. Seeing our grandkids graduate from college, marrying, and having children of their own. Ahh, the family legacy is passed on…longevity.

Not surprisingly, we all seem to be infatuated with Market Risk, the potential losses of your investments due to those investments losing value. How could you not? After all, at the very least you get a quarterly statement that clearly states the changes in the value of your investments.

If you are planning to retire soon or are already retired, the 2012 Fidelity Investments estimate of retiree health care costs has some valuable information. For instance, a 65 year old couple retiring this year will need $240,000 to cover medical expenses.

The Social Security and Medicare Trustees released their annual report on the status of these important safety nets for the American public. Unlike wine, these programs do not get better with age.