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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Bowers Advisory Group LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Bowers Advisory Group LLC, a Registered Investment Advisor in the States of Maryland, Pennsylvania, Virginia, Florida and South Carolina .  Insurance products and services are offered through Bowers Insurance are affiliated companies. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the States of Maryland, Pennsylvania, Virginia, Florida and South Carolina or where otherwise legally permitted.